TriPoint Lending ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
1. Information We Collect
Personal Information
We collect personal information that you voluntarily provide when you:
- Apply for a loan
- Create an account
- Contact customer service
- Subscribe to our newsletter
This information may include:
- Name, email address, phone number, and mailing address
- Social Security Number
- Date of birth
- Employment and income information
- Banking information
- Credit information
Automatic Information
When you visit our website, we automatically collect certain information, including:
- IP address
- Browser type and version
- Device information
- Pages visited and time spent
- Referring website
2. How We Use Your Information
We use the information we collect to:
- Process and evaluate your loan application
- Verify your identity and prevent fraud
- Communicate with you about your loan
- Improve our website and services
- Send marketing communications (with your consent)
- Comply with legal obligations
- Conduct research and analytics
3. Information Sharing and Disclosure
We may share your information with:
- Lender Partners: To process your loan application and provide you with loan offers
- Service Providers: Third parties who perform services on our behalf (e.g., payment processing, data analysis)
- Credit Bureaus: To obtain your credit report and report your payment history
- Legal Authorities: When required by law or to protect our rights
- Business Transfers: In connection with a merger, acquisition, or sale of assets
We do not sell your personal information to third parties for their marketing purposes.
4. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to:
- Remember your preferences
- Understand how you use our website
- Improve user experience
- Deliver targeted advertising
You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information, including:
- SSL/TLS encryption for data transmission
- Secure servers and databases
- Access controls and authentication
- Regular security assessments
However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
6. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information:
- Access: Request access to your personal information
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your information
- Opt-Out: Opt-out of marketing communications
- Do Not Sell: California residents can opt-out of the sale of personal information
To exercise these rights, contact us at privacy@tripointloanslending-247.com
7. Children's Privacy
Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to review their privacy policies.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
10. Contact Us
If you have questions about this Privacy Policy, please contact us:
- Email: privacy@tripointloanslending-247.com
- Phone: 1-800-874-7646
- Mail: TriPoint Lending, 123 Finance Way, Irvine, CA 92618