Find answers to common questions about TriPoint Lending Online Loans
TriPoint Lending is a personal loan marketplace that connects borrowers with reputable lenders. We offer Online Loans from $1,000 to $5,000 with competitive rates and flexible terms since 2017.
Simply fill out our online form in 5 minutes. We'll show you personalized loan offers from our lender network. Choose the offer you like, verify your information, and receive funds in 1-3 business days.
No! Checking your rate uses a soft credit inquiry that doesn't impact your credit score. Only if you accept a loan offer will a hard inquiry be performed.
Our APR ranges from 5.99% to 35.99% depending on your creditworthiness, loan amount, and term. Your actual rate will be shown after you complete our quick application.
There are no fees to check your rate. Some lenders may charge an origination fee (1-6% of loan amount), which will be clearly disclosed before you accept an offer. No prepayment penalties.
Yes! There are no prepayment penalties. You can pay off your loan early and save on interest charges.
We work with borrowers with credit scores as low as 580. Higher credit scores typically qualify for better rates. We also consider other factors like income and debt-to-income ratio.
Yes! We work with borrowers across the credit spectrum. While bad credit may result in higher interest rates, many of our partners offer options for less-than-perfect credit.
Most approved borrowers receive funds within 1-3 business days after final approval and verification. Some lenders offer same-day or next-day funding.
Payments are typically made through automatic bank withdrawal on your chosen due date. You can also make manual payments through your lender's online portal or by phone.
Late payments may result in late fees (typically $15-$35) and could negatively impact your credit score. Contact your lender immediately if you're having trouble making a payment.